Welcome To The Dominica Social Security Official Website

What is Social Security

The ILO (1983) defines social security as the protection furnished by a society to its members in the event of certain contingencies, including sickness, old age, survivors, death, maternity, unemployment, industrial accidents, occupational hazards and health care.

Most industrial countries cover the entire range of the contingencies.The less developed countries provide a limited range mainly, sickness, maternity, old age, survivors’ benefits, and employment injury.Very few developing countries provide Unemployment insurance and complete Medical care.

In Dominica, the program is designed to partially replace or supplement income lost by Insured Persons during periods of sickness, maternity, employment injury, and old age. When an Insured Person dies, provision is also made to pay a pension to the eligible spouse and children. In the absence of an eligible spouse and children, surviving parents or grandparents over the age of 60 stand to qualify for such benefit.

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Benefits Paid Under The Program

  • Short-Term Benefits
  • Employment Injury Benefits
  • Long-Term Benefits
Maternity
Short-Term Benefits are generally paid for a short duration of time (not exceeding 26 weeks or 6 months), and are meant to replace loss of employment income. They include:

Sickness Benefit is a benefit payable to an Insured Person who is rendered temporarily incapable of work as a result of a specific disease or bodily or mental disablement. The benefit is payable at the rate of 60% of the Claimant’s Average Weekly Insurable Earnings for a maximum period of 6 months of medically certified illness.

Requirements for Insured Person to qualify for Sickness Benefit

A Medical Certificate must be presented certifying that the Claimant will be incapable of work for at least 4 days.
A Sickness Benefit Application form must be duly completed by the Claimant.
The Claimant must have been insured with the DSS for at least 13 weeks.
He must have been employed for at least 8 weeks in the last 13 weeks immediately prior to the start of the illness.
He must not have engaged in any activity which could result in the Disqualification of his claim.
All Claims for Sickness benefit must be submitted to the DSS within 4 working days from the date of issue of the Medical Certificate, and the Employer Certificate (found on the reverse side of the Medical Certificate) must be duly completed by the employer before the claim is submitted.
Maternity Benefit is a periodical payment made to a woman who is rendered incapable of work as a result of her pregnancy and confinement. The benefit is payable at the rate of 60% of the Claimant’s Average Weekly Insurable Earnings for a maximum period of 3 months.

Requirements for Insured Woman to qualify for Maternity Benefit

Present a Medical Certificate certifying that she is pregnant, and expected to confine by a specific date.
Complete and submit a Maternity Benefit Application form.
Have been insured with DSS for at least 30 weeks.
Have been in insurable employment for at least 20 weeks in the last 30 weeks immediately prior to the commencement of maternity leave.
Not have engaged in any activity which could result in the Disqualification of her claim.
All Claims for Maternity benefit must be submitted to the DSS within 3 weeks from the Expected date of Confinement, and the Employer Certificate (found on the reverse side of the Medical Certificate) must be duly completed by the employer before the claim is submitted.
Upon confinement, $500.00 in respect of each child is payable to either:
(A) An insured woman.
(B) The Uninsured spouse of an insured man.

Requirements for Insured Woman(or spouse) to qualify for Maternity Grant

The Claimant must present a Certificate of Confinement stating the date of confinement.
A Maternity Grant Application form must be duly completed by the Claimant.
The Claimant must have paid contributions for at least 26 weeks in the last 52 weeks immediately preceding date of confinement.
Where the Claimant has insufficient Contributions to qualify for a Maternity Grant, the combined contributions of the husband and wife, or spouses living in association for a period of not less than 3 years may be used to meet the required number of Contributions.
Please note that all Claims for Maternity Grant must be submitted to the DSS within 15 days from the date of Confinement. In the absence of a claim for Maternity Benefit, the Employer Certificate (found on the reverse side of the Confinement Certificate) must be duly completed by the employer before the claim is submitted. Please note that the Maternity Grant is not payable after 12 months have elapsed.
employment-injury
Employment Injury Benefits are paid as a direct consequence of an occupational hazard. They include:

This is is a benefit payable to an Insured person as a result of an injury sustained on the job, or an occupational disease directly attributed to the job. The benefit is generally paid for a short duration of time (not exceeding 6 months), and is meant to partially replace employment income lost as a result of temporary absence from work. Qualifying claimants are paid a maximum of 60% of their Average Income during the period of time that they are medically certified to be incapable of work.

Requirements for Insured Person to qualify for Employment Injury Benefit

He must present a medical certificate stipulating the nature of his injury as well as the number of days for which he will be incapable of work.
An Employment Injury Benefit Application form must be duly completed by the Claimant.
He must have been in insurable employment when injury was sustained.
He must provide proof that the injury or occupational disease was sustained in the course of his employment. In this regard, he should obtain a written statement from his employer, or from the person who witnessed the accident.
He must not have engaged in any activity which could result in the Disqualification of his claim.
All Claims for Employment Injury benefit must be submitted to the DSS within 4 working days from the date of issue of the Medical Certificate, and the Employer Certificate (found on the reverse side of the Medical Certificate) must be duly completed by the employer before the claim is submitted.
Disablement Benefit is payable to an Insured person who has exhausted his entitlement to Employment Injury benefit (which is payable for a maximum period of 26 weeks), and is payable for the duration of the disability.

Requirements for an insured woman to qualify for Disablement Benefit

He must present a medical report in support of his claim.
A Disablement Benefit Application form must be duly completed by the Claimant.
His degree of disability must be medically certified as being no less than 30%.
The DSS reserves the right to have the beneficiary reviewed periodically by one or more Medical Referees appointed by the DSS Board to determine continued eligibility to the benefit.
He must not engage in any activity which could result in the Disqualification of his claim.
A person in receipt of Disablement pension is required to complete a Certificate of Life form every year as proof that he is alive, and in receipt of his pension.
All Claims for Disablement benefit must be submitted to the DSS within 3 months from the date on which the Claimant became entitled to it.
Death Benefit is payable to the spouse and dependent children (including adopted and step children) of an Insured person who died as a direct result of Employment Injury. Where there is no spouse and/or dependent children, a benefit may be payable to dependent parents, and, if there are none, to dependent grand-parents of the deceased; provided that the parents or grand parents as the case may be are over the age of 60, and were dependent on the Insured Person. The surviving spouse is paid one half of the amount the deceased would have received as Injury Benefit had he submitted a claim. Each of the surviving children is paid 1/6 of the remainder of the available benefit. However, where the pension available for distribution in respect of all the children is insufficient to enable payment to be made to each child, the Board shall decide to which of the children the benefit should be paid.

Requirements for a widow, widower, children, parents, or grand-parents of deceased to qualify for Death Benefit

The widow or widower must have been wholly or mainly maintained by the deceased at the time of death.
Eligible children must be below the age of 18; wholly or mainly maintained by the deceased at the date of death, unemployed, and unmarried.
If at the time of death there were no surviving spouse or dependent children, a dependent parent, or, if there is no such parent, a dependent grandparent shall be entitled to one half of the available pension, provided that such parent or grandparent had already attained the age of 60. If there is more than one parent or grandparent as the case may be, the available pension will be shared equally amongst them. Such pension is payable for life.
Death Benefit payable to a widower or widow shall cease on his/her remarriage or cohabitation with a woman or man as husband or wife as the case may be.
A person in receipt of Death benefit is responsible for informing the DSS office if there is any change of circumstances affecting his continued rights to such benefit.
A person in receipt of a Death benefit is required to complete a Certificate of Life form every year as proof that he is alive, and is in receipt of his benefit.

Documents to be presented by persons claiming Death Benefit

A Death Benefit Application form must be duly completed for each Claimant (including children, or parents, or grand parents as the case may be).
A Birth Certificate in respect of each claimant.
The Death Certificate of the deceased.
The Social Security card of the deceased.
The Marriage certificate.
Any other evidence prescribed by the Director.
Where the couple was not married, but living together in a common-law union for at least three years, the surviving partner must present a notarized document certifying the union. All Claims for Death benefit must be submitted to the DSS within 3 months from the date on which the Claimant became entitled to it.
Medical Expenses Benefit is a refund of medical expenses incurred by an Insured person in relation to a particular Employment Injury. The maximum Medical expenses refundable is $6,000.00.
long-term
Long-Term Benefits are generally payable for a longer duration of time than Short-term Benefits which are payable for a maximum period of 26 weeks. The quantum of benefit payable is a function of the number of Contributions (or Credits) which a person has recorded against his account, and his average income for the best 3 years of the last 10 years prior to his date of eligibility. Having determined the Claimant’s Average earnings, the Claimant is usually paid a percentage of that Average Earnings. The percentage payable depends on the number of Credits which the person has earned during his insurable years.
The Long-term benefits being paid by DSS are as follows:

  • Age Pension
  • Age Grant
  • Invalidity Benefit
  • Invalidity Grant
  • Survivors’ Benefit
  • Survivors’ Grant
  • Funeral Grant

Brief History

1971

NATIONAL PROVIDENT FUND (NPF) INTRODUCED

As part of its quest to provide a level of social protection for workers and their dependents, the government introduced the National Provident Fund (NPF). Under this arrangement, workers in Dominica were required to contribute of 5% their income to the Fund. Their contribution was matched with another 5% contributed on their behalf by their employers. The NPF operated along similar lines with commercial banks in that the contributions paid into the fund were treated as savings which attracted a 3% rate of interest. Upon retirement, the Insured Person was given a lump-sum refund of all of his contributions along with the accrued interest.
1976

SOCIAL SECURITY INTRODUCED

The NPF program did not provide adequate income security for the working population and hence, with the assistance of the International Labor Organization, the Government introduced the Dominica Social Security program with a more comprehensive benefit package in 1976. At that time, coverage was only provided for employees and Voluntary Contributors and all persons who were previously registered under the NPF automatically became insured under the Social Security program, and their NPF contributions were converted to Social Security Credits.
1989

SOCIAL SECURITY FOR ALL

Coverage was extended to Self-employed persons, thereby making it mandatory for all categories of working persons in Dominica between the ages of 16 and the retirement age to be registered and insured under the program.

Vision Statement

To be the cornerstone of retirement and facilitator of income replacement for contributors through efficient collection of contributions and prudent investments while contributing to socio-economic development.

Mission Statement

To secure and hold in trust contributions collected, make timely and accurate payment of benefits and invest surplus funds prudently; in accordance with legislative requirements, while contributing to socio-economic development.

Testimonials

Asinol John
God has a special place in Heaven for the person who invented Social Security.
Asinol John- Pensioner

Social Security Administration

The Social Security Act provides for the appointment of a Board of Directors who shall be responsible for administering the Social Security Fund. The Board must be constituted of not less than five persons - one of whom shall be the Director, and four other persons; from among whom shall be persons having knowledge in Law, Social Science, Business Management, Industrial Relations, Local Government, Accounting and Finance.

board

Board Of Directors

Mr. Anthony Joseph
Ms. Marie-Therese Johnson
Mrs. Janice Jean-Jacques Thomas
Mr. Dermot Southwell
Mrs. Bernice Joseph
Mr. Eric Marie
Mr. Stephen Isidore
Ms. Mandra Fagan
Mr. Joseph Jean-Pierre
Ms. Gloria Dechausay

Investment Committee

Mr. Larry Bardouille
Mrs. Janice Jean-Jacques Thomas
Mr. Collin Bully
Mrs. Celia Nicholas
Ms. Kimaner Julien

The Core To Social Security

Values

  • Integrity
  • Courtesy
  • Excellence
  • Accountability
  • Prudence
  • Transparency
  • Confidentiality
  • Trust

Goals

To be acknowledged as the major component of national social protection coverage founded on the principles of equity, social justice, pooling of resources and sharing of risk to offer a measure of financial security, independence and human dignity to our insured persons and their dependents.

To serve our customers in accordance with our core values.

To prudently invest surplus funds to meet the needs of the organization and contribute to long-term socio-economic development.

Competencies

  • Effective collection of contributions
  • Timely and accurate payment of benefit
  • Effective sourcing, appraisal, monitoring and evaluation of investment opportunities
  • Effective collection, analysis and management of pertinent data
  • Prudent investment of surplus funds